Whether your pursuit is preservation or providing for all your needs, the golden years are constantly being redefined. Originally, according to the bible, (2 Timothy 2:6) “it is the Hard-working farmer who ought to have the first share of the crops”. For ages people believed good work a requirement and their faith a reward. Cultures equated aging with wisdom and respect. The unit as a whole would take care of itself and the aging. The question today is who will take of the aging. The question to you is who will take care of you if you outlive your savings?

As the century’s changed, the values passed down changed. The teachings that hard work and frugality lead to their success and wealth changed the equation. By observing the right values one was chosen for success. The needs of the many were less important than the needs of the few. Opposing sides developed early on how to take care of the many as they aged became a long lasting debate. And the many are surviving illness, living longer and getting older. What will you do if you become ill and exhaust your assets?

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George Washington Carver put it best. How far you go in life depends on your being tender with the young, compassionate with the aged, sympathetic with the striving and tolerant of the weak and strong. Someday in your life if you live long enough you will experience all of these. Planning for the future is not a common road map; a good plan for some may be a bad plan for others. As we go further down the road unprepared events or sickness can wipe out all of our resources.

The freedom we enjoy the condition of being free; the power to act or speak or think without externally imposed restraints can change in a moment’s notice. Our values on personal freedom from servitude or confinement or oppression can change in a heartbeat. Freedom to do what you would like to do when you want to do it can become a major obstacle if your savings and ability to earn an income are erased. The right Insurance plan can maintain your lifestyle thru an illness or catastrophe. Why gamble on less?

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Whether your pursuit is preservation or providing for all your needs, the golden years are constantly being redefined. Originally, according to the bible, (2 Timothy 2:6) “it is the Hard-working farmer who ought to have the first share of the crops”. For ages people believed good work a requirement and their faith a reward. Cultures equated aging with wisdom and respect. The unit as a whole would take care of itself and the aging. The question today is who will take of the aging. The question to you is who will take care of you if you outlive your savings?

As the century’s changed, the values passed down changed. The teachings that hard work and frugality lead to their success and wealth changed the equation. By observing the right values one was chosen for success. The needs of the many were less important than the needs of the few. Opposing sides developed early on how to take care of the many as they aged became a long lasting debate. And the many are surviving illness, living longer and getting older. What will you do if you become ill and exhaust your assets?

Continue reading→